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New Money Back Plan 25 Years - 821
LIC's New Money Back Plan-25 years is a participating non-linked plan which offers an attractive combination of protection against death throughout the term of the plan along with the periodic payment on survival at specified durations during the term. This unique combination provides financial support for the family of the deceased policyholder any time before maturity and lump sum amount at the time of maturity for the surviving policyholders. This plan also takes care of liquidity needs through its loan facility.

Plan Number: 821
Plan name: New Money back- 25 years
Minimum Eligible Age: 13
Maximum Eligible Age: 45
Policy term: Only 25 yrs & Premium Paying Term: 20 yrs
Death Benefits: Higher of 125% of Basic Sum Assured + simple Reversionary Bonus + Final additional Bonus (if any)
Maturity Benefits: 40% of Basic Sum Assured or 10 times of annualised premium + simple Reversionary Bonus + Final additional Bonus (if any) (* However, the death Benefit shall not be less than the 105% of total Premiums paid as on date of Death)
Accident & Disability Benefit: Available
Minimum Sum assured: 1,00,000
Maximum Sum Assured: No Limt(Multiple of Rs. 5000)
Mode of Premium payment: Yly, Hly, Qtly, SSS & ECS
Gender Allowed: Both
Minimum age at entry for Accident benefit: 18
Maximum age DAB ceasing age 70 years
Proposal Form No: 300/340
Max cover ceasing age Accident benefit: 50
Rebate: Available
Sum Assured Rebate: Available
Loan Available: Yes
Profit plan: with Profits
Back Dating: Allowed - Interest will be charged for the period in excess of one month , (policy is back dated to the lean months, viz. April, May, July and August, interest is to be charged for period in excess of three months)

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