LIC's Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.

Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family. So why let any medical emergencies shatter your peace of mind.

LIC’s Jeevan Arogya gives you:
Valuable financial protection in case of hospitalisation, surgery etc
Increasing Health cover every year
Lump sum benefit irrespective of actual medical costs
No claim benefit
Flexible benefit limit to choose from
Flexible premium payment options

LIC's Jeevan Arogya (Plan No: 904) Smart Health Insurance plan

Features	Principle Insured	Insured Spouse (If any), Parents/ In-Law	Insured Children
Min. Initial Daily Benefit	Rs. 1000/-	Rs. 1000/-	Rs. 1000/-
Max. Initial Daily Benefit	Rs.4000/-	Equal or Less than PI	Equal or Less than PI
Min. Entry Age	18 yrs LBD	18 yrs LBD	3 months (completed)
Max. Entry Age	65 yrs LBD	75 yrs LBD	17 yrs LBD
Max. Age for Cover	80 years	80 years	25 years

Date of Cover Expiry in respect of each insured covered under the plan: Policy anniversary on which the insured life attains maximum cover ceasing age
Nomination: Allowed
Assignments : Not Allowed
Mode of Premium: Yearly and Half Yearly
Grace Period: 30 days for Yearly and Half yearly mode, And 15 days for Monthly Mode
Revival Period: 2years from due date of FUP
+ Covers extended family: Self+ Spouse + Kids+ Parents/In-Law
+ Hospital Cash Benefit
+ Major Surgical Benefit: for 140 listed surgeries
+ Day Care Procedure Benefit: for 140 more listed surgeries
+ Other surgical Benefit: for all other surgical procedures*
+ Full Entitlement paid: Irrespective of actual expenses
+ 50% Advance MSB available under Quick Cash Facility*
+ No claim Benefit / Increasing healthcover
+ Term / Accident Insurance riders: for Principal Insured and Spouse

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