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LIC's Limited Premium Endowment Plan - 830
LIC's Limited Premium Endowment Plan is a participating non-linked plan which offers a combination of protection and savings. This plan provides financial support for the family in case of unfortunate death of the policyholder any time before maturity and a lump sum amount at the time of maturity for the surviving policyholder. This plan also takes care of liquidity needs through its loan facility.

LIC's Limited Premium Endowment Plan 830
Plan Number: 830
Plan name: LIC's Limited Premium Endowment
Maturity Benefit: Basic Sum-Assured + Reversionary Bonus + Final Additional Bonus
Death Benefit: 125%of Basic Sum-Assured, OR, 10 times of Annualized Premium, OR, 105%of all Premiums paid as on death, WHICHEVER IS HIGHER.
Minimum Eligible Age: 18
Maximum Eligible Age: 62
Policy Term : 12; 16 & 21 years
Premium paying Term : 8 & 9 years
Minimum Sum assured: 3,00,000
Maximum Sum Assured: No Limit(Multiple of Rs. 10000)
Minimum age at entry for DAB is 18
Mode of Premium payment: Yly, Hly, Qtly, SSS & ECS
Gender Allowed: Both
Maximum age at entry for Accident benefit: 55
Max cover ceasing age Accident benefit: 70
Minimum Accident Benefit Sum Assured: 3,00,000 (Multiple of Rs. 10000)
Rebate: Available Yearly and Half yearly
Sum Assured Rebate: Available
Loan Available: After at least 2 years of Premium payments
Profit plan: with Profits

Death benefit:
In case of death during the policy term, provided all due premiums have been paid, Death benefit, defined as sum of "Sum Assured on Death", vested Simple Reversionary Bonuses and Final Additional bonus, if any, shall be payable. Where, "Sum Assured on Death" is defined as the highest of 10 times of annualised premium or Guaranteed Sum Assured on Maturity i.e. Basic Sum Assured or Absolute amount assured to be paid on death i.e. 125% of Basic Sum Assured . This death benefit shall not be less than 105% of all the premiums paid as on date of death.

Premiums referred above exclude service tax, extra premium and rider premium(s), if any.

Maturity Benefit: "Sum Assured on Maturity" equal to Basic Sum Assured, along with vested Simple Reversionary bonuses and Final Additional bonus, if any, shall be payable in lump sum on survival to the end of the policy term provided all due premiums have been paid.

Participation in Profits: The policy shall participate in profits of the Corporation and shall be entitled to receive Simple Reversionary Bonuses declared as per the experience of the Corporation, provided the policy is in full force.

Final (Additional) Bonus may also be declared under the policy in the year when the policy results into a claim either by death or maturity.

Optional Benefit:

The policyholder has an option of availing the following Rider benefit(s):

LIC’s Accidental Death and Disability Benefit Rider (UIN: 512B209V01)
LIC’s New Term Assurance Rider (UIN: 512B210V01)

Rider sum assured cannot exceed the basic sum assured.

Back Dating: Yes, Policy is back dated to the lean months ,viz. April, May, July, and August, interest is to be charged for period in excess of 3 months.

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